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HOME | ABOUT US | FREE QUOTE | LOAN APPLICATION | PRE-QUALIFICATION
TODAY'S INTEREST RATES: PAGE 1 | PAGE 2
(Updated
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| Luxury Home 30-year fixed to $1,500,000 (Owner-Occupied, JUMBO Rate) |
6.50 | 6.65 | 1 | Rate and payment stay the same. |
| 15-year fixed to $1,500,000 (JUMBO Rate over $417,000) |
6.13 | 6.34 | 1 | Save 15 years interest. |
| JUMBO 3/1 ARM to $2,000,000 (30 yrs) | 5.63 | 5.78 | 1 | Ideal for short or medium-term ownership. |
| 10-year Interest Only (30 yrs) 6 mo. LIBOR ARM Current 6mo LIBOR INDEX = 5.25% |
6.75 |
6.90
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1 | Lowest monthly payment, good for luxury homes or short-term ownership. Margin: 1.38 over 6mo LIBOR.Adjusts every 6 mos. |
| Apartments: LIBOR ARM (5+ units) Current 6 mo. LIBOR INDEX = 5.25% |
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Low Floor |
0.5 | Over $500 K. Margin 2.50 over 6mo LIBOR |
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6 mo. LIBOR ARM Current 6 mo. LIBOR INDEX = 5.25% |
5.75 | Over $500 K. Margin 2.75 over 6mo LIBOR | ||
| Apartments: 3-year fixed (5+ units) Current 6 mo. LIBOR INDEX = 5.25% |
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$300,000 minimum. After fixed term, rolls into a variable at 2.50 over 6mo LIBOR. | |
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| Retail, Office and Commercial Building: 3-year fixed Current 6 mo. LIBOR INDEX = 5.25% |
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$300,000 minimum. After fixed term, rolls into a variable at 2.75 over 6 mo LIBOR. | ||
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| Business/ SBA loans |
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Tied to Prime Rate (1.00% over; currently at 7.75%). |
| Equipment Financing $25,000 Lease |
$572 per Month, for 60 months with a $1 buyout. | |||
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* Interest Rates are subject to change daily, much like the stock market. 45-day lock pricing. Pricing is less for 15- and 30-day locks. Please call for the current daily quote.
* Interest rates and APR are based on loans of $100,000 or more. Interest rates may be slightly higher on loans less than $100,000. * Half-point interest rates are at 21stCenturyLoans.com and 0-point rates are at Laffranchini Financial.(Laffranchini.com) |
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ADDITIONAL FINANCIAL LINKS:
21st Century Loans | Laffranchini Financial